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Have you chosen the right benefit strategy?

  • Are you facing the usual Group Traditional pitfalls?
  • Are your employees having trouble affording your group plan?
  • Premiums are steadily rising year after year?
  • Are you tired of paying 30% mark-up on your claims?
  • Does your plan pay 80% rather than a 100%?

Benefit packages are not “one size fits all” so let PHSPCanada customize your benefits with options for health and dental coverage, vision, retirement planning and more.

If you answered ‘YES’ to the questions above then complete this Benefits Evaluation for Employers questionnaire.

Franchisees Group Benefits

employees

Your benefits are important to you and your family.

Do you find your current plan design outdated?

Is your group benefit plan affordable to you?

Your thoughts on benefits important to you need to be expressed.

Your employer is counting on your input.

Franchisees Group Benefits

Employer thoughts as to why they provide Employees with a Group Benefit Plan

Attract and Retain Talent – A Group Program protects Employees and their Families and is a direct way of showing that you are an Employer of choice – to the Team you have now, and to anyone considering working for you.

Protect Your People – Understand the importance of offering flexible benefits that cater to today’s diverse workforce spanning multiple generations. A plan rich with choices catering to different ages and life stages will increase satisfaction, productivity, and help attract & retain valuable employees.

Strengthen Your Business – Access to benefits means Employees lose less time to extended illness or health concerns, increasing effectively and driving a stronger business.

Benefits Designed for Franchisees

Direct self-funding is a great way to break out of the traditional mold to utilize flexible options that meet your needs.

View our plans designed for Franchisees

Franchisees Business Owner Plan
Franchisees - Business Owner Plan

Are you a Franchisees business owner struggling to manage the soaring costs of health and dental treatments for your family? Traditional health insurance plans often come with hefty premiums that can surpass the actual coverage you receive.

But worry not, because Franchisees Group has the perfect solution for you - the Business Owners Plan, specifically designed to meet the needs of self-employed Business Owners like yourself.

The Franchisees Group plan is designed so your company pays the cost as a deductible Business expense and the benefits are received tax free.

And that's not all - Franchisees Group also offers an impressive Travel Insurance add-on for business owners. Experience unparalleled peace of mind while traveling with our comprehensive travel plan. For only $202 per year per family, you can enjoy 60 days of coverage along with protection for pre-existing stability conditions. Travel with confidence, knowing that you and your family are protected with Franchisees Group's travel insurance package.

Allow us the opportunity to provide you with a second opinion on your Health & Dental plans.

Franchisees Designated Dollar/Credit Plan
Franchisees Designated Dollar/Credit Plan

Designed by the employer, with a designed dollar amount for claims, allowing the employee to claim what they need when they need it.

The Franchisees Group is the main program (employer) and the Employee Health and Dental Spending Account is the employee's access. Franchisees Group is like a bank account. Employees start each plan year with a designated number of credits / dollars in their Franchisees Group (set by the employer). Then, throughout the year, employees use those credits / dollars to pay for CRA eligible medical, vision and dental expenses.

Employees can use their Franchisees Group - Cash Account to purchase health, dental and vision care needs plus hearing aids, rent crutches, top up coverage orthodontics or purchase Optional Add-on Health and Dental Card Insurance.

The Perfect Plan for Small Businesses.

Allow us the opportunity to provide you with a second opinion on your Employee Group Benefits plan.

Traditional Group Plan
Traditional Group Plan

Benefits are matched to your current plan.

Super Rate Guarantee - up to 6 years.

1 to 19 Employees - 16 to 27 month rate Guarantee Locked in.

20+ Employees - 6 years Health & Dental Rate Guarantee Locked in. Your current plan could have up to 6 renewal price increases during this time.

Grouped Volume Discounts entry premium rates are usually 8 to 18% below your current rates.

The Group underwriter is a major Canadian Group Insurance Company.

Designed for Premium Renewal Stability, reward yourself and your Employees with a balanced plan renewal stability free from abrupt premium surges.

Allow us the opportunity to provide you with a second opinion on your Employee Group Traditional plan.

Traditional ASO Hybrid Plan
Traditional ASO Hybrid

The Health & Dental plan can match or be adjusted to your current Traditional Plan Benefit coverage.

The administration average processing fees drop from 30% to 10%. The administration processing fees are only paid on submitted claims, very cost efficient.

The claims are Employer Self-Funded so no need for a Group Insurance Company mark-up for predictable Health & Dental claims.

The Life Insurance and Disability benefits are underwritten by a major Group Insurance Company.

The Administrative Services Only (ASO) plan allows the employer to avoid costly insurance premiums for predictable health costs. This means more control over costs and valuable coverage for your employees.

Allow us the opportunity to provide you with a second opinion on your Employees Group plan.

Traditional Pooled Plan
Traditional Pooled Plan

Introducing a Truly Equitable Pooled Plan - All Employees pay the same monthly premiums, claims experience does not matter.

For business owners, time is a precious asset. Simplify the benefits selection process and cost outlay for your group package. Our pooled plan encompasses health, dental, life, and disability coverage, tailored for small businesses with 3-10 employees. The plan formation treats employees as a consolidated entity, promoting a more consistent premium rate through risk distribution among members.

Design your coverage according to your business model - a balance between comprehensiveness and affordability. Handpick benefits that align seamlessly, with an easy grasp of your monthly premiums.

Designed for premium stability, reward yourself and your employees with a balanced plan. Renewal stability from abrupt premium surges.

Allow us the opportunity to provide you a second opinion on your Employee Group Benefits plan.

Wellness / Personal Development Plan
Wellness / Personal Development Plan

The Wellness - Personal Development Plan is a fantastic way to offer employees a unique benefit to enlighten their lives. View Wellness-Personal Development Plan

The coverage is for proactive health expenses that are not covered by traditional group plans.

The Wellness - Personal Development Plan is designed to let employers deposit a set amount of money into employees Wellness Accounts, which is paid out as a taxable benefit to the employee. Runs like a bank account, employees can then use those funds for a variety of lifestyle expenses.

 Wellness - Personal Development plan is a great way to keep your benefits package fresh and help you stand out in a sea of employers. In addition to reinforcing your company culture, the Franchisees Group Wellness - Personal Development offers unparalleled personalization on benefits your employees will be sure to use and appreciate.

With our Wellness Plan, companies can engage and retain their employees in a whole new way, offering wellness benefits that truly make a difference in the lives of their employees.

Allow us the opportunity to provide you with a second opinion on your Wellness - Personal Development plans.

Cyber Security from Hackers.
The way to differentiate plans is not by fees, we touch and track each claim, adhering to the Canadian Revenue Agency (CRA) rules and regulations.

Are you a Franchisees owner needing group benefits for your employees

We are here to help. Grab your quote NOW!

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Franchisees Group Benefit Products

Customizing a benefits package that attracts and keeps franchisees employees happy.

Franchisees Group offering products and services that are unique to benefit plans.

Learn more on our unique products
franchisees products
canada travel

Get Access to Super Value Rates

Do you have parents or grandparents needing travel insurance, they can visit MyInsurance Store Travel Insurance to Apply Today!

Current Canadian Travel Information

Up-to-date Travel Information through the Government of Canada.

Travel Information
Travel Insurance Guide

Platinum Service Direct

In-house Representatives

Talk directly to Claim Agent

Talk directly to Admin Dept

Get the quality service you deserve!

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Allow us the opportunity to give a second opinion on your current group benefits plan

Association Affiliated Partners

We are sponsors and work with association across Canada

Join our association affiliated partnerships - call for more information