Franchisees Group


Have you chosen the right benefit strategy?

  • Is your employee benefits plan effectively showcasing why your workplace is an ideal choice for employees?
  • Are you facing the Employee Group Traditional Plan pitfalls?
  • Are your employees having trouble affording your group plan?
  • Premiums are steadily rising year after year?
  • Are you tired of paying 30% mark-up on your claims?
  • Does your plan pay 80% rather than a 100%?

Benefit packages are not “one size fits all” so let PHSPCanada customize your benefits with options for health and dental coverage, vision, retirement planning and more.

If you answered ‘YES’ to the questions above then complete this Benefits Evaluation for Employers questionnaire.


Your benefits are important to you and your family.

Do you find your current plan design outdated?

Is your group benefit plan affordable to you?

Your thoughts on your benefits are important.

Your employer is counting on your input.

Employer thoughts on the Value of offering Employee Benefits

Attract and Retain Employees – A Group Program serves as an effective mechanism for safeguarding the welfare of employees and their families, thereby demonstrating your status as a highly desirable employer both to your existing team members and prospective employees.

Protect Your Employees – Recognizing the significance of providing flexible benefits that accommodate the needs of today’s diverse workforce comprising various generations is paramount. Implementing a Employee Benefits plan that encompasses a wide range of options tailored to different ages and life stages not only enhances employee satisfaction and productivity but also aids in the attraction and retention of valuable workforce employees.

Strengthen Your Business – Access to benefits ensures that employees experience fewer disruptions caused by prolonged illness or health concerns, ultimately leading to enhanced productivity and efficiency within your organization. This positive outcome significantly benefits your business.

Benefits Designed for Franchisees

The aim is to attain the most appropriate price, tailored to suit your business model rather than solely focusing on the lowest price.

View our plans designed for Franchisees

Shareholders Plan
  • Designed for shareholders and their families.
  • R/X Drugs and Dental expenses paid by company.
  • Tax free to shareholders – no personal tax.
  • No premiums.
  • Highly flexible.
  • Super travel options.
Learn More about the Shareholders Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your Shareholders plan.

Contact Us Today!

Employee Designated Dollar Claim Allocation
  • Employer sets employee benefit limits.
  • No premiums until claims.
  • Employer has control of costs.
  • Employee has complete flexibility.
  • Tax deductible to your company.
  • Tax-free to the employee.
  • Group Travel Insurance - Super Value.
Request an Employer Sample Plan Today! View Here
Learn More about the Employee Designated Dollar Claim Allocation Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your Designated Dollar Claim plan.

Contact Us Today!

Traditional Group Plan
  • Designed for companies wanting a traditional group employee style.
  • Rate guarantees 3 – 24 employees / 27 months no rate increase.
  • 25+ employees 3 years no rate increases.
  • Top tier group insurance company provides benefits.
Learn More about the Traditional Group Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your Traditional Group plan.

Contact Us Today!

Traditional Group Hourly Plan
  • Employer based Hour Bank means that an employee accumulates hours to achieve eligibility for employee benefits when working for that one Employer. Any time spent working for a different Employer does not count toward their eligibility.
  • The hour bank program is designed to provide employee benefits for seasonal, occasional, and contract employees. It allows employees to retain benefits while on layoff or when there is not enough work to keep them employed more than part time.
  • Employer Pre-Paid Hours option - available.
  • The program has strong incentives to encourage the employee to come back to the Employer after layoff or when work picks up.
Allow us the opportunity to provide a second opinion on your Traditional Group Hourly plan.

Contact Us Today!

ASO Hybrid Traditional Group
  • Designed for companies who want to control costs for 25+ employees.
  • Two plan designs – Basic & Enhanced.
  • Matches current Health & Dental Traditional plan coverage.
  • Direct self-funding claims vs. indirect with premiums.
  • 8 – 10% administration fees vs. 25 – 30% by traditional group plans.
  • Underwriting by major group insurance companies.
Learn More about the ASO Hybrid Traditional Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your ASO Hybrid Traditional Group plan.

Contact Us Today!

Short Term Disability Plan
  • Designed for companies who want to provide Short Term Disability coverage for Employees.
  • Employer self administration as claim occurs.
  • Employee paid benefits.
  • Control of coverage and cost.
  • Employees are paid fast - Limited delays.
  • Low Administration.
  • 1st day Accident.
  • 1st day Hospitalization.
  • 7 calendar days Sickness - Waiting Period.
  • 17, 26 or 52 weeks of Benefits.
Learn More about the Short Term Disability Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your Short Term Employee Disability coverage.

Contact Us Today!

Wellness / Personal Development Plan
  • Designed for companies of 1 - 100 Employees.
  • #1 Benefit employees ask for.
  • Provides coverage for pro-active claims.
  • Employer has control of credits.
  • Employee has complete flexibility.
  • Taxable benefit to Employees.
  • Tax deduction to Employer.

View Wellness-Personal Development Plan

Learn More about the Wellness - Personal Development Plan on our YouTube page.
Allow us the opportunity to provide a second opinion on your Wellness - Personal Development plan.

Contact Us Today!

Cyber Security from Hackers is the #1 comparison of PHSP Financial Products

The way to differentiate plans is not by fees, we touch and track each claim, adhering to the Canadian Revenue Agency (CRA) rules and regulations.

Are you a Shareholder needing group benefits for your employees?

We are here to help. Grab your quote NOW!

Franchisees Group Benefit Products

Customizing a benefits package that attracts and keeps franchisees employees happy.

Franchisees Group offering products and services that are unique to benefit plans.

franchisees products
canada travel

Travel Access to Super Value Travel Rates

Do you have parents or grandparents needing travel insurance, they can visit MyInsurance Store Travel Insurance, click the button below.

Current Canadian Travel Information

Up-to-date Travel Information through the Government of Canada.

Platinum Service Direct

In-house Representatives

Talk directly to Claim Agent

Talk directly to Admin Dept

Get the quality service you deserve!

Allow us the opportunity to provide a second opinion on your current group benefits plan

Association Affiliated Partners

We are sponsors and work with association across Canada

Join our association affiliated partnerships - call for more information